Divizend MiKaDiv unifies data, compliance, and automation into one intelligent hub—engineered for MiKaDiv today and the EU FASTER revolution tomorrow.
The infrastructure layer powering effortless compliance across borders—automated, auditable, future-proof.
If you don't realize MiKaDiv properly, you and your customers won't be able to file German withholding tax reclaims from 2027.
Reclaims lost in the regulatory void
Validation failures turning into financial leakage
Operational bottlenecks
Audit exposure
Frustrated clients and eroded trust
Accuracy is the currency of the new regulatory era.
The legacy world is a labyrinth. We replace it with a straight line.
Chaos, spreadsheets, silos
Fragmented systems, manual processes, operational bottlenecks
A single, cloud-native control surface with orchestration built in
Think of this as going from dial-up internet to fiber-optic regulatory infrastructure.
We turn complexity into a competitive advantage.
Encryption so deep it feels invisible.
Like a compiler for your regulatory data—instant, precise, unforgiving in all the right ways.
X-ray visibility into every step of the pipeline.
A living map of your entire transaction anatomy.
Built to plug elegantly into your existing universe.
Unified data model that harmonizes disparate sources into a single source of truth.
Everything flows. Everything validates. Everything aligns.
Divizend MiKaDiv acts as your institution's regulatory command center—an intelligent data fabric that connects your internal systems, custody networks, and authorities, transforming raw data into compliant, audit-ready submissions.
Built for scale. Designed for clarity. Architected for longevity. Compliance as a flow, not a fight.
Seamlessly pull data from your custody networks, internal systems, and external sources—regardless of format or origin.
Automatically harmonize disparate data sources into a unified, validated model—eliminating inconsistencies and gaps.
Apply deterministic validation rules, enrich with regulatory context, and ensure every record meets compliance standards.
Generate regulatory-compliant XML, manage submission workflows, and maintain complete audit trails—all automated.
Every layer of the platform—from ingestion to validation to XML generation—is engineered for mission-critical reliability. Combined with a command center that delivers role-based access, transparent activity history, and live pipeline indicators.
Multi-format ingestion
Deterministic validation rules
UUID management
Built-in reclaims
Immutable audit trails
Cloud-native scaling
On-prem deployment for regulatory sovereignty
Enterprise whitelabelling support
SSO integration
Precision analytics
Live event feed
End-to-end visibility
Enterprise-grade permissioning
We transform regulatory complexity into elegant, automated infrastructure.
Divizend is a new breed of regulatory technology—a fusion of deep tax-domain expertise and world-class engineering. Pioneering the digital transformation of withholding tax since 2020, with a proven footprint across four global finance hubs, we build next-generation systems that turn compliance into a competitive advantage.
Our platform can operate under your brand, your identity, your colors—becoming an invisible powerhouse inside your institution.
Designed around real institutional workflows; intuitive like consumer tech, powerful like enterprise infrastructure.
Zero-compromise security. Encryption everywhere. Every action auditable. Trust engineered at the atomic layer.
Built to evolve with regulations so you never scramble to catch up again.
Regulation evolves. Your infrastructure should transcend it.
Digital reclaim foundation
Since 2020, Divizend has pioneered the global withholding tax reclaim market, becoming the first to offer B2C solutions across dozens of tax domiciles and reclaim jurisdictions—establishing the digital infrastructure that institutions now rely on.
German reclaim automation
As the first company to fully implement the DIP.KaFE API in an enterprise-compliant manner, Divizend now powers the majority of global financial markets with automated German reclaim processing—setting the standard for regulatory integration.
MiKaDiv reporting engine
Built on years of regulatory expertise, our MiKaDiv reporting engine transforms complex cross-border tax data into compliant, auditable submissions—delivering the precision and reliability that institutional operations demand.
EU FASTER expansion
The natural evolution of our platform architecture, FASTER readiness is engineered into every layer—enabling seamless transition to harmonized EU frameworks without reimplementation or operational disruption.
Multi-asset & next-gen tax-reporting modules
Our extensible architecture anticipates the future of tax reporting across asset classes and jurisdictions—ensuring your infrastructure remains ahead of regulatory evolution, not behind it.
Built not just for the next regulation—but for the next decade.
As cross-border taxation shifts toward real-time verification, digital residency proof, and harmonized EU frameworks, institutions need infrastructure capable of matching this momentum.
The foundation is already built. Your infrastructure is ready—not just for current regulations, but for what comes next.
The continental expansion isn't an upgrade—it's an unlock. One architecture. Endless jurisdictional reach.
eTRC digital residency
Intermediary chain transparency
Quick refunds within defined EU windows
Standardized EU XML pipeline
Built to Grow With You—Effortlessly
No more re-implementations. No more forklift upgrades. Your MiKaDiv environment simply evolves into FASTER without cost, without downtime, and without friction.
Divizend MiKaDiv is that infrastructure—a bridge between fragmented ecosystems and tomorrow's unified reporting landscape.
Join the institutions shaping the regulatory landscape of 2027 and beyond. Experience automation, intelligence, and compliance in one unified platform.
Get in touch to learn how Divizend MiKaDiv can make you ready for 2027.